Please Read: By purchasing a study guide (PDF & Audio), the client acknowledges and accepts that all payments are final. Because this is an instant digital download, no refunds, exchanges, or cancellations will be issued after purchase. Clients are encouraged to review study guide descriptions carefully before making a purchase. After purchase, the PDF will be securely marked with the buyer's email address to discourage unathorized sharing or distribution. All materials are intended for individual educational use only and may not be copied, shared, or redistributed without written permission from OT Helpline. By completing a purchase, the client agrees to these terms.